Tips to plan for your career stages

Career Stage	Focus Points
Early-Career – Medical Internship, Community Service & Junior Medical Officer	Income Protection Disability Sickness and Injury Cover Emergency Savings Retirement Planning Medical Aid
Mid-Career – Medical Officer, Registrar	Family Planning Life Cover and Estate Planning Will and Fiduciary Services Income Protection Tax Planning
Peak – Private, Senior Medical Officer, Consultant & Specialist.	Business Assurance and Continuation Will and Fiduciary Services Trust and wealth preservation planning. Retirement Income Planning Tax Planning

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The holistic approach to life cover

When it comes to life insurance, one of the most common questions people ask is: How much cover do I actually need? While the typical

Is it time for a lifestyle audit?

Also referred to as an “economic reality check,”, lifestyle audits are not just for the rich and famous, and not just useful to the tax

Are you being reasonable?

If money decisions were purely mathematical, personal finance would be easy. Spend less than you earn, invest in low-cost index funds, and let compound interest

Predictions, Plans, and the Power of Perspective

If history has taught us anything, it’s that predicting the future—especially when it comes to markets—is an exercise in futility. Every year, analysts, economists, and

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This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.

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